We are a consumer cooperative where members access affordable health care with none of the overhead or run-around of an insurance company.
The Health Access Cooperative is a proven approach that allows you to stop funding insurance company profits and instead join together with other individuals to access affordable health care on your terms.
We are truly patient-centered because we are owned and operated by the very people we serve. Customer service and satisfaction are our measures of success, not profit.
How Do We Compare To Traditional Insurance Plans?
Lower Monthly Costs
We collect only what we need to meet our members’ needs and reserve for future costs.
Freedom To Choose Medical Providers
We have no networks, which means members can see the medical providers of their choosing.
Lower Cost Care
Our members are considered self-pay, which most often means the cost of medical services are discounted.
Reasonable Member Portion
Our unique per-incident member portion means a single medical event doesn’t bankrupt our members.
Affordability
True out-of-pocket costs are often significantly lower than insurance, especially for families.
Coverage Options
There are some limitations that mean our program is not for everyone, but members may add traditional coverage.
Learn More
Wondering if the Health Access Cooperative is a good fit for your company? Learn more about our total solution and how you can transform your health benefits for good.
